(910) 772-2877
48 S Kerr Ave, Wilmington NC


(910) 777-1420
122 W. College St. Warsaw NC

Purchase Options

Financing & Purchase Options

At Mattress Furniture Liquidators, we offer financing and purchase options for everyone. Whether you have no credit, bad credit, or good credit, we can help you. We offer affordable prices on all furniture and mattresses and many financing and purchase options. Get pre-approved before you shop online or come into the store for a quick in-person application.

Low Payment Financing and Purchase Option Plans – We have financing and purchase option programs that working people can afford. We have affordable payment programs for all credit and income levels. We finance/lease for only $40 down with no credit check, financing and purchase option programs designed to help you get what you need with hassle free or NO money down when you allow us to check your credit. But, this will give you the ability to have special programs, like 12 to 48 months same as cash. Minimum credit required is 540.

Regular Finance and Purchase Option Companies

Option 1: If you own a Synchrony card, you are eligible for 0% interest for up to 72 months

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Synchrony is a premier consumer financial services company delivering customized financing and purchase option programs. They have the experience in offering to help offer credit programs that appeals to the customers. If you have a Synchrony card, you can purchase items at 0% interest, and it will not affect your credit score.

Option 2: A local company helping people with challenging credit, with a minimum credit score as low as….

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A local finance/ purchase option company. Helping people with challenging credit, with a minimum credit as low as a 580-credit score. $0 down and low monthly payments that fit your budget. Please visit our store to fill out an application.


Option 1: Simple. Fast. Transparent. No-credit needed. 90-day same as cash.

More information

Once approved, Westcreek purchases the item from the merchant and schedules regular payments with you. Westcreek has Industry leading approval rates with up to $7,500 in lease-to-own funding. What you need is a photo ID, $40.00 initial payment, SSN/ITIN, and routing number.

Option 2: Get approved for various lease-to-own options

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Acima helps you get the items you want with no credit needed. Up to $4,000 in credit by meeting the basic requirements of an active checking account of at least $1,000 of income per month, 3 months of income history, a government-issued photo ID and SSN/ ITIN.

Option 3: Providing flexible lease-to-own options to families on approvals for up to $8,000

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Okinus offers Instant access to bring home whatever you want, whenever you want. No credit needed. No need to pay cash price up front. Leasing up to 24 months, multiple leasing options are available. With high approval amounts, lowering income requirements and up to $8,000 in approval available.

Option 4: Kafene helps all consumers buy the things they want over time, affordably. And no credit needed.

More information

Kafene is a payment option company who offers 39$ initial payments, 90-day Early Buyout Options, and terms up to 18 months, and no credit needed (soft pull).

Option 5: Progressive Leasing


" Walked into the store expecting to find only mattresses and found a whole warehouse full of all kinds of really nice good quality furniture. They came up with the exact pieces I was hoping for. Very personable and helpful in trying to please. Easy to work with, good personal experience. "

-- S. P.

" Really excellent service from Mattress and Furniture Liquidators! I was helped by the owner, Gustavo. The entire experience has been wonderful. I'm a Iraq Veteran and have retired to Wilmington. I was nervous about furnishing an entire home, but he has helped me step by step! "

-- Wendy W.

" Most amazing furniture store in Wilmington. They have Fast service, and are extremely friendly. Their prices are amazing and their employees are the best ! You have to talk to Chris, he will make sure you find exactly what you are looking for! Don't shop anywhere else ! You won't be disappointed!!! "

-- Kayla J.

" I've been to every furniture store in Wilmington and I haven't found one that's as amazing and as cheap as this one. As soon as I walked in I was greeted and helped to find exactly what I needed. I got a better best price than I could have ever asked for. "

-- Patrick A.